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Terms of Service

Apexa Web App LLC · Effective April 6, 2026 · Version 2026-04
Important: Apexa is a financial technology platform, not a registered investment adviser, bank, or tax professional. Our automated tools are aids, not advice. Always consult a licensed professional for tax and investment decisions.

1. Acceptance of Terms

By creating an account or using Apexa, you agree to these Terms of Service and our Privacy Policy. If you do not agree, do not use the service.

You must be at least 18 years old and legally capable of entering contracts in your jurisdiction. By using Apexa you represent that you meet these requirements.

2. Description of Service

Apexa is a financial management platform for content creators and talent agencies. It provides tools for:

3. Not Financial, Tax, or Legal Advice

Apexa does not provide investment advice, tax advice, or legal advice. All features, suggestions, AI outputs, and automated calculations are tools to assist you — they are not professional recommendations.

4. Subscription Plans & Billing

Apexa offers free and paid subscription tiers. Paid plans are billed monthly in advance. By subscribing you authorise Apexa (via Stripe) to charge your payment method on a recurring basis.

We may change prices with 30 days' notice. You can cancel anytime from Account → Subscription. Cancellation takes effect at the end of your current billing period. We do not provide refunds for partial months.

5. Processing Fees

In addition to subscription fees, certain transactions incur processing fees:

6. Acceptable Use

You agree not to use Apexa to:

7. API & Third-Party Access

API keys you generate are your responsibility. You must not share API keys publicly or embed them in client-side code. You are liable for all actions taken using your API keys. Apexa may revoke keys that violate these terms without notice.

8. Account Security

You are responsible for maintaining the security of your account credentials. Apexa will never ask for your password via email or chat. If you suspect unauthorised access, change your password immediately and contact support@apexa.com.

9. Intellectual Property

All Apexa software, designs, trademarks, and content are owned by Apexa Web App LLC. You retain ownership of your financial data. You grant Apexa a limited licence to process your data solely to provide the service.

10. Disclaimers & Limitation of Liability

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY LAW, APEXA IS NOT LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS OR DATA, ARISING FROM YOUR USE OF THE SERVICE.

IN NO EVENT SHALL APEXA'S TOTAL LIABILITY TO YOU EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID IN THE 12 MONTHS PRIOR TO THE CLAIM OR (B) $100.

11. Indemnification

You agree to indemnify and hold harmless Apexa Web App LLC and its officers, directors, and employees from any claims, damages, or expenses arising from your use of the service, violation of these terms, or infringement of any third-party rights.

12. Termination

We may suspend or terminate your account if you violate these terms, engage in fraudulent activity, or fail to pay subscription fees. You may close your account at any time from Account settings. Upon termination, your data is deleted per our Privacy Policy.

13. Governing Law & Disputes

These terms are governed by the laws of the Commonwealth of Puerto Rico and applicable federal US law. Any dispute shall be resolved by binding arbitration in Puerto Rico under AAA rules, except you may bring small claims court actions. Class action and jury trial rights are waived.

14. Changes to Terms

We will notify you of material changes by email and in-app notice at least 14 days before they take effect. Continued use after the effective date constitutes acceptance.

15. Contact

Legal enquiries: legal@apexa.com
Support: support@apexa.com
Apexa Web App LLC · Puerto Rico, USA